Pausing federal student loan payments can help in a pinch, but it’s not the same as forgiveness. Here’s how deferment and forbearance work and what they …
-
Unemployment & Income Support
-
Health Coverage
Medicaid Renewal: What Happens When Your Coverage Comes Up for Redetermination
by Priya Nairby Priya NairMedicaid isn’t a one-time approval — most states check your eligibility every year. Here’s what the renewal process looks like and how to keep your coverage …
-
Unemployment & Income Support
Social Security Overpayments: What to Do If You’re Told You Owe Money Back
Getting a notice that says you were overpaid can be alarming. Here’s why overpayments happen, what your options are, and how to request a waiver or …
-
SNAP benefits don’t last forever without paperwork. Here’s how the recertification process works, when your renewal is due, and how to avoid a lapse in benefits.
-
Housing & Utility Help
The Homeowner Assistance Fund: Mortgage and Utility Help for Homeowners Behind on Payments
If you’re behind on your mortgage, property taxes, or home utility bills, a federally funded state program may be able to help you catch up and …
-
Health Coverage
COBRA Health Coverage After a Layoff: Costs, Deadlines, and Cheaper Alternatives
by Priya Nairby Priya NairCOBRA lets you keep your old employer health plan after a layoff, but it can be expensive. Here’s how COBRA works, the deadlines you can’t miss, …
-
Education & Student Aid
Public Service Loan Forgiveness: How Ten Years of Payments Can Clear Your Student Debt
Working for a government agency or qualifying nonprofit could mean your remaining federal student loans are forgiven after 120 payments. Here’s how to tell if you’re …
-
Unemployment & Income Support
Disaster Unemployment Assistance: Income Support After a Hurricane, Fire, or Flood
If a federally declared disaster cost you your job or self-employment income, a separate program from regular unemployment insurance may be able to help. Here’s how …
-
Disability & Senior Benefits
Supplemental Security Income for Children: How Disability Benefits Work for Kids
SSI isn’t only for adults. Children with qualifying disabilities can receive monthly benefits, but the rules for medical proof and household income work differently than for …
-
Family & Childcare Assistance
Income-Driven Repayment Plans: Lowering Your Federal Student Loan Payments
by Priya Nairby Priya NairIf your federal student loan payment feels out of reach compared to your paycheck, an income-driven repayment plan may lower it based on what you actually …
-
Heating and cooling aren’t the only utility bills with assistance programs attached. Here’s how households can get help covering water and sewer costs before service is …
-
When school meals stop for the summer, a separate benefit can put grocery money back on a card for eligible families. Here’s how Summer EBT works …